Buy-to-let landlord companies in Cardiff
3,421 buy-to-let landlord companies have a registered office in Cardiff, and 710 of them were formed in 2025 or 2026. In their latest accounts, the typical one held £10,596 in cash and owed £77,509 at year end.
The numbers
| Measure | Cardiff | UK |
|---|---|---|
| Registered companies | 3,421 | 283,055 |
| Formed in 2025 or 2026 | 710 (21%) | 19% |
| Being struck off or in liquidation | 306 (8.9%) | 3% |
| Typical cash at year end | £10,5961,010 accounts | £10,124 |
| Typical amount owed at year end | £77,5091,958 accounts | £88,989 |
| Typical number of employees | 11,923 accounts | 0 |
What this means if you’re starting one
Cash is tight in this trade
At year end the typical buy-to-let landlord company in Cardiff holds £10,596 in cash and owes £77,509; that cash figure is lower than 85% of UK industries.
Typical operators end the year holding less cash than they owe, so there is little slack if takings dip or a big bill lands early.
Expect real upfront spend on equipment or fit-out
The typical buy-to-let landlord company in Cardiff carries £230,000 of equipment and other fixed assets after depreciation, higher than 98% of UK industries.
Kit and premises are a big part of the cost of entry, and that money is hard to get back if the idea does not work.
Most of these businesses are run by one or two people
The typical buy-to-let landlord company in Cardiff reports 1 employee; the top quarter has 2 or more (1,923 filings).
You are mostly up against owner-operators. Your own hours are likely to be your biggest cost, and the easiest one to undercount.
Planning a business like this in Cardiff?
Answer two questions about your customer and what makes you different, and get a free three-week plan to test the idea before you spend real money. No account or card.
Check my ideaWhat these figures can’t tell you
Companies are counted where their registered office is, which may be an accountant or a home address rather than a shop. Sole traders and partnerships are not on the register, and electronically filed accounts cover roughly 60–75% of accounts filed each year. The figures describe companies that exist; they cannot prove demand for your idea or predict whether it will work. How the figures are built.
Buy-to-let landlord in other places
- London58,233 companies
- Birmingham8,274 companies
- Manchester7,441 companies
- Harrow6,126 companies
- Glasgow5,105 companies
- Leicester4,699 companies
- Nottingham4,580 companies
- Belfast4,360 companies
Other businesses in Cardiff
- Online shop4,296 companies
- Business consultancy2,610 companies
- IT support or consultancy1,740 companies
- Dog grooming and other personal services1,734 companies
- Web design and software1,494 companies
- Takeaway and street food1,439 companies
- Physiotherapy or therapy clinic1,152 companies
- Hair and beauty salon1,062 companies